(214) 960-1021

Free Down Payment Assistance

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Our Process

Home ownership is still the American Dream. Unfortunately, millions of Americans find themselves renting for life because they can’t come up with a down payment on a house. With soaring medical bills, stagnant wages, and the cost of raising a family at an all-time high, it’s no wonder even hard-working people need help making their dream a reality. At Txhomenow, we work hard to get families the down payment assistance they need to purchase a home.

It can be discouraging to do everything right, but still be unable to buy a home just because you can’t afford a lump sum down payment. Most sellers want at least 20% down, which means you would need to put down $30,000 on a modest $150,000 home. That’s more than most people have in their savings accounts. The good news is that a low bank balance doesn’t have to prevent you from becoming a homeowner.

If you have steady employment and pay your bills on time, you could qualify for down payment assistance. It’s designed for people just like you who are financially responsible, but just don’t have the cash needed for a down payment. Most of us experience financial setbacks at some point in our lives, but they shouldn’t keep your dreams of homeownership forever out of reach. We have a proven process that can get you into a house in as few as 30 days. Here’s a rundown of that process.

How it Works

We start by determining your eligibility for down payment assistance. There are some general criteria you must meet, such as:

  • You must be employed.
  • You must have a credit score of 580 or higher.
  • You must attend an online homebuyer education course.
  • You must be considered low to moderate income (up to $96,000).

There are a few more guidelines. Take our online eligibility quiz or speak with one of our down payment assistance specialists today to learn more.

Get Pre-Approval Txhomenow does not make you jump through hoops or wait for months to find out if you qualify for down payment assistance. We make the process as simple as possible. There are no monthly budgetary or financial counseling meetings to attend. In fact, you can be pre-approved within 48 hours of providing all the necessary information to us.

First, you will speak with a down payment assistance specialist who will let you know which information and documentation to provide. If you supply accurate information within 24 hours, you will receive an approval decision within the next two days.

Your down payment assistance specialist will guide you through the entire process via phone or text. We understand that loan approvals – and homebuying in general – can be stressful. That’s why we are here for you whenever you need us to answer your questions and give advice. This is not a process you will have to go through alone. Txhomenow is with you every step of the way.

Get Started Today!

The dream of homeownership is within your reach. Contact us to get the help you deserve.

“What if I don’t qualify?”

We have strategies for helping you qualify for down payment assistance. For example, if your credit score isn’t strong enough, we make credit counseling recommendations to help you clean it up before you reapply. We recommend speaking with one of our loan professionals even if you don’t think you’ll qualify for help. Most homebuyers don’t realize there are hundreds of millions of dollars of assistance available to them. If you take the first step by contacting us, we will find the help you qualify for!

Call Txhomenow: Your Down Payment Assistance Experts

Buying a home doesn’t have to be an unobtainable dream. At Txhomenow, we are passionate about helping Texans find the financial assistance they need to become homeowners. There is no catch, and there is no fine print. We simply guide you through the process and gather all the information needed to help you qualify.

Don’t be discouraged by the high price of down payments. There is more than enough money out there to help you afford them; you just have to reach out and take it. Call us when you’re ready to take the first step. You could be in your new home within 30 days!

Take the first step. Call now.

(214) 960-1021

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Texas, USA

(214) 960-1021

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